Thank you for using MsFiner! is offered to you contingent upon your acceptance without modification of the terms, conditions, and notices contained herein. Your use of the MsFiner website (MsFiner or Site) constitutes your agreement to all such terms, conditions, and notices.

By using you are consenting to be bound by these terms, which will take effect immediately upon your first use of Should you not agree to be bound by all of the following terms and conditions, please do not use the Site or contribute any material of and kind to

MsFiner may change these terms and conditions without notice, so you should check these terms and conditions regularly. Your continued use of will constitute acceptance of any updated or modified terms and or conditions. If you do not agree to the modifications, please stop using the Site. If there is any conflict between these terms and conditions, and specific local laws or terms and conditions appearing elsewhere on, then the latter shall prevail.

Intellectual Property
All copyrights, trademarks, patents, and other intellectual property rights, whether registered or not, on and all content including all applications located on the Site shall remain the property of MsFiner or its licensors. You may not copy, reproduce, republish, disassemble, reverse engineer, download, post, broadcast, transmit, make available to the public, or otherwise use content in any way except for your own personal, non-commercial use. Additionally you may not copy, store, record, or photograph any content on this Site (and derivative works thereof), for any purpose whatsoever in all formats, on or through any media, software, formula, or medium now known or hereafter developed, and with any technology or devices now known or hereafter developed, and to advertise, market, and promote the same.

You agree to use only for lawful purposes, and in a way that does not infringe the rights of, restrict or inhibit anyone else’s use and enjoyment of the Site. You agree not to access the Site in order to build a similar or competitive service. You also agree not to adapt, alter or create a derivative work from any content except for your own personal, non-commercial use. Any other use of content requires the prior written permission of MsFiner.

Anything identifying MsFiner, or third parties and their products and services, are subject to copyright and trademarks of MsFiner, and/or third parties. Nothing contained in these terms and conditions shall be interpreted as granting any license or right to use any trademark or copyright of MsFiner, or any other third party.

Open Source Code or Software
Certain items of independent, third party code may be included on and are subject to open source licenses (“Open Source Software”). Such Open Source Software is licensed under the terms of the license that accompanies such Open Source Software. Nothing in this Agreement limits your rights under, or grants you rights that supersede, the terms and conditions of any applicable end user license for such Open Source Software.

Linking to MsFiner
Links may be made to MsFiner from other personal and organizational web pages.

Contributions to MsFiner
By sharing any contribution, including but not limited to any text, photographs, graphics, video, or audio with the Site you agree to grant to MsFiner unrestricted, irrevocable permission to unlimited use of the material in any way it wants, including modifying it for operational and editorial reasons, for any MsFiner use in any media worldwide without compensation to you or any third party. Unless otherwise stated in writing, use of content is nonexclusive and the copyrights associated with your contribution will remain your property.

In order for MsFiner to use your contribution for the purposes specified above, you must guarantee that your contribution is your own original work, or represents your client’s original work, and that in either case you have the legal authority to give such consent. You must also guarantee that your contribution is not defamatory and does not infringe upon any U.S. laws. In addition, you warrant that you have the written consent for any photography, imaging, video, audio, graphic or other content and of anyone who is identifiable in any form in your contribution or the consent of their parent / guardian if they are under the age of 18. You also must agree to produce and prove such written consent when and if requested by MsFiner.

Unless you request otherwise, your name or a single, limited line of credit typically is displayed and or mentioned in some form with your contribution, but for operational reasons this is not always possible. MsFiner may need to contact you for administrative or verification purposes in relation to your contribution, or in relation to particular projects. For full details of when and how we may contact you please see MsFiner’s Privacy Policy as well as any local terms and conditions where applicable.

If you do not want to grant MsFiner the permission set out above on these terms and conditions, please do not submit or share your contribution to or with Features
In order to participate in and contribute to selected features, you may be required to register with Any personal information supplied to as part of this registration process and/or any other interaction with will be collected, stored and used in accordance with MsFiner Privacy Policy.

You agree to use any features or communities (including any message boards, comment areas, blogs or social media) in a legal, civil and tasteful manner otherwise action may be taken against your account.

Your MsFiner Account
If you open an account on the Site, either as a general user (consumer) or as a salon professional, you must complete the appropriate registration process and provide current, complete and accurate information as prompted. You are solely responsible for any and all activities that occur with your account. With any unauthorized use of your account or any other breach of security, you agree to notify MsFiner immediately. You may not use anyone else’s account at any time, without the permission of the account holder.

All accounts must be registered with a primary and valid personal email address that you access regularly so that MsFiner emails can be sent to you. Accounts registered with someone else’s email address, or with temporary email addresses, may be closed without notice. MsFiner reserves the right to terminate accounts at its own discretion if any user is or has been using proxy Internet Protocol addresses in order to attempt to hide the use of multiple MsFiner accounts, or if a non-U.S. user claims to be a U.S. user, or interrupts any of our services in any way.

We advise that you never reveal any personal information about yourself or anyone else in any MsFiner forum. If you’re under 18 years of age, please get a parent or legal guardian’s permission before taking part in any community. 
 Never reveal any personal information about yourself or anyone else (for example, school, telephone number, your full name, home address or email address).

MsFiner reserves the right to delete any contribution, or take action against any MsFiner account, at any time, for any reason.

User Content
MsFiner is not obligated to backup any User Content and User Content may be deleted at anytime. You are solely responsible for creating backup copies of your User Content if you desire. Under no circumstance will MsFiner be liable for any inaccuracy or defect in any User Content.

Disclaimers and Limitation of Liability
Members of the public create some of the content posted on, the affiliated blogs or social media. Those expressed public views, unless specifically stated, are not the views of MsFiner. MsFiner is not liable for any content posted by members of the public on or for the availability of content of any third party sites that are accessible through Any links to third party websites from does not qualify as an endorsement of that site by MsFiner. Any use of third party sites is done so by you at your own risk. content, including but not limited to, all of the information, names, images, videos, logos, icons, and graphics pertaining or relating to MsFiner, its products and services or to any third party products and services, is provided “as is” and on an “as available” basis. To the extent permitted by law, MsFiner excludes all representations and warranties, whether expressed or implied, including the implied warranties of acceptable quality, suitability, non-infringement, compatibility, security and accuracy.

MsFiner does not warrant the timeliness, completeness or performance of the Site or any of the content. While we strive to make certain that all content provided by MsFiner is correct at the time of publication, no responsibility is accepted by or on behalf of MsFiner for any errors, omissions or inaccurate content on the Site.

MsFiner is not responsible for any losses or damage, whether such damage or losses were predicted, foreseeable, known or otherwise, including but not limited to: loss of data, revenue or anticipated profits, loss of business, opportunity, goodwill or injury to reputation; losses suffered by third parties or any indirect, consequential, special or exemplary damages arising from the use of regardless of the form of action.

MsFiner does not warrant that features and functions available on will interruption or error free, that defects, all or in part, will be corrected, or that or the server that makes it available are exempt of viruses or bugs. By using this Site, you acknowledge that it is your responsibility to implement sufficient procedures and virus checks including but not limited to anti-virus and other security checks, to satisfy your particular requirements for the correctness of any input or output of data.

If any of these terms or conditions are determined to be illegal, invalid or otherwise unenforceable by reason of the laws of any state or country in which these terms and conditions are intended to be effective, then to the extent and within the jurisdiction in which that term is illegal, invalid or unenforceable, it shall be severed and deleted from these terms and conditions, and the remaining terms and or conditions shall survive and continue to be binding and enforceable. The failure or delay of MsFiner to exercise or enforce any right in these terms and conditions does not waive MsFiner’s right to enforce that right.

These terms and conditions shall be governed by and interpreted in accordance with the laws of the Unites States of America and the state of California, which shall have exclusive jurisdiction over any legal or other challenge.

Accuracy of Information
Product specifications and other information have either been made accessible by suppliers, manufacturers, publications, publicists, or other agents; or been gathered from public-domain sources. The intention of MsFiner is that all information on the website should be as accurate and current as possible. However, MsFiner cannot guarantee the reliability or the accuracy of the information contained within its pages and cannot be held liable for any actions taken based on the information provided. Users are urged to conduct their own research prior to purchasing from any advertisers on our site. All the actions taken by the user of the website are the responsibility of the individual.

Relationship with Advertisers
Advertisers on the Site are independent third parties for whom MsFiner does not represent as a principal, agent or broker. Your relationship with any advertiser you contact through the Site is solely between You and the advertiser. You agree not to hold MsFiner liable for any loss or damage of any kind that has been incurred as the result of any business conducted with advertisers or as the result of the content provided by such advertisers through the Site.

Third-Party Links
In an effort to provide additional value to MsFiner visitors, this Site may contain links to other websites that are owned and operated by third parties (External Sites) including advertiser web sites. MsFiner has no control over any linked sites, all of which have separate privacy policies and data collection practices, which are independent of MsFiner. MsFiner has no responsibility or liability for these independent policies or actions, and is not responsible for the privacy practices or the content of such web sites.

External Sites are provided only for your convenience. Please access them at your own risk. Links do not imply that MsFiner sponsors, endorses, is affiliated with or associated with, or has been legally authorized to use any trademark, brand name, design, logo, symbol, icon or other copyrighted materials displayed on or accessible through such External Sites. MsFiner does seek to protect the integrity of its Site and the links placed upon it and therefore requests any feedback on not only its own Site, but for sites it links to as well, including any specific malfunctioning links. Contact the Site administrator for such External Sites if you have any concerns regarding such links or the content located on the External Sites.

MsFiner does not charge any fees to access the Site. If you choose to deal with any third parties, MsFiner is not responsible for the transmission of any funds. You shall be responsible for transmitting all payments due on the terms agreed with any third party provider, distributor or advertiser.

Contests, Drawings, Giveaways and Promotions
MsFiner may provide contests, drawings, giveaways and promotions on its Site. The rules, regulations and procedures governing any of the foregoing shall be accessible through a link or pop up displayed on the web page where the contest, drawing, giveaway or promotion is located. By entering or participating in any of them, you agree to be subject to those rules, regulations and procedures. Please remember to read the rules carefully before participating.

Any transactions with third parties (including advertisers) included within the Site or participation in promotions presented by third parties, including the delivery of and the payment for any products, services, or other considerations, and any other terms, conditions, warranties or representations associated with such transactions or promotions, are solely between you and the advertiser and or other third party. MsFiner will not be accountable or legally responsible for any part of any such dealings or promotions.

Ownership & Copyright
MsFiner does not claim to own all of the rights to the photography, video, audio, copy or other content we utilize on the Site. We make every attempt to provide ethical use of all content and obtain consent from what we believe to be the proper party or parties in each case. We also work hard to ensure that all content is credited back to their source whenever possible. However, should you wish to dispute the use of any content on our Site, contact us for content dispute at sends e-mail). Please reference the exact content and url that you are disputing and clearly state your objections.